If banks keep closing the door on your crypto business, our team is ready to help. We deliver cryptocurrency merchant accounts with a dedicated payment gateway, chargeback protection and fraud prevention - built for the way crypto and digital-asset businesses actually operate.
Our team specializes in cryptocurrency and digital-asset merchants, which sets us apart from traditional providers wary of the space. You will work with a dedicated account manager who understands crypto compliance and helps you choose the payment solutions that fit your exchange, platform or store.
We integrate crypto and card payment processing with the platform and tools you already use - no technical skills required. Once you apply, you will complete a short application covering your business model, compliance and processing volume. After underwriting reviews your information, our cryptocurrency payment processing team finishes setting up your crypto merchant account.
From exchanges and on-ramps to NFT marketplaces, wallets and crypto-accepting stores, we provide affordable, reliable cryptocurrency payment processing tailored to the unique challenges of the digital-asset industry.
Everything you need to accept payments and grow with confidence.
There are many compelling reasons to choose Karma Card Payments for processing credit card and crypto transactions for your business. Here are the key benefits our cryptocurrency payment solutions offer.
Our cryptocurrency payment gateways are designed to help crypto businesses grow. We give you secure, flexible options - from accepting card payments for crypto purchases to letting your store accept Bitcoin and other digital assets, with instant conversion to protect against volatility.
Chargebacks are a serious concern for crypto businesses, where card-funded purchases of irreversible assets attract disputes. Beyond lost revenue, excessive chargebacks can trigger penalties and account loss. We use advanced prevention tools to protect your crypto merchant account and help you contest illegitimate disputes.
Fraud prevention is built into every transaction we process. Our solutions flag stolen-card and high-risk orders before funds move - essential protection given the irreversible, high-value nature of cryptocurrency payments.
The crypto industry spans many models. We provide omnichannel cryptocurrency payment processing for exchanges, platforms and merchants of every size.
Share your contact details and a member of our cryptocurrency payment processing team will schedule a call to build the right crypto merchant account for your business.
Answers to the questions crypto businesses ask us most about accepting payments, fees and getting approved.
We provide omnichannel cryptocurrency payment processing so you can take cards wherever your customers are:
Online: We offer secure gateways to accept card payments for crypto purchases and to let your store accept Bitcoin and other digital assets, with optional instant conversion to fiat.
In person: We support businesses that accept crypto and cards in person with POS tools and card readers.
Over the phone: Our virtual terminals let you process card-funded orders and invoices over the phone.
Crypto-related card processing fees typically range from 3% to 5%. Because card-funded crypto purchases are high-risk, rates run above standard retail.
We focus on affordable cryptocurrency payment processing, placing your account with crypto-friendly banks and adding prevention tools to keep your effective cost and your merchant account stable.
To speed up approval of your cryptocurrency merchant account, gather the following before you apply:
Your website should use an SSL certificate and HTTPS and include your legal business name, contact details, a Privacy Policy, Terms & Conditions, a Refund and Return Policy, and clear pricing so underwriting can approve your account quickly.
Banks classify crypto businesses as high-risk because of irreversible transactions, evolving regulation, AML/KYC requirements and elevated chargebacks on card-funded purchases. A specialized processor matters - we underwrite crypto merchants every day and build in the compliance and protections that keep your account open.
Most cryptocurrency merchant accounts are approved within 24-48 hours once we have your completed application and supporting documents. Because underwriting for high-risk accounts is more detailed, having clean statements and a compliant website ready is the fastest path to approval.
