Mobile Merchant Account

Reliable Mobile Payment Processing

Our team helps businesses accept card payments on the move - at markets, job sites, events and pop-ups. You will work with a dedicated account manager who helps you choose the mobile payment solutions that fit how and where you sell.

We integrate mobile credit card processing with the apps and accounting tools you already use - no technical skills required. Once you apply, you will complete a short application covering your business and processing volume, and our mobile payment processing team finishes setting up your merchant account.

From food trucks and market vendors to mobile services and event sellers, we provide affordable, reliable mobile credit card processing with portable readers and tap-to-pay so you never miss a sale.

What our Mobile merchant services deliver

Everything you need to accept payments and grow with confidence.

  • Simplified processing
  • Safe, secure transactions
  • Professional account management
  • Instant access to your funds
  • Diverse payment options
  • Easy-to-use payment solutions
Why Choose Karma Card Payments

Built for the way mobile businesses operate

There are many compelling reasons to choose Karma Card Payments for processing mobile credit card transactions for your business. Here are the key benefits our mobile payment solutions offer.

Mobile Payment Gateway

Our mobile payment tools are designed for selling anywhere. We give you portable Bluetooth card readers and tap-to-pay apps that turn your phone or tablet into a POS - accepting tap, chip, swipe and digital wallets wherever you go.

Chargeback Protection

Chargebacks can affect mobile sellers too. We help you reduce them with EMV and contactless acceptance, digital receipts and dispute support, protecting your revenue and keeping your mobile merchant account in good standing.

Fraud Prevention Tools

Fraud prevention is built into every mobile transaction we process. Our solutions support EMV, tokenization and address verification to flag suspicious payments - protecting your business from fraud while you sell on the move.

Industries We Support

Types of mobile businesses we support

Mobile payments power businesses on the go. We provide reliable mobile payment processing for sellers and services of every size.

Food Trucks
Market & Fair Vendors
Mobile Services
Event & Festival Sellers
Pop-Up Shops
Delivery Businesses
Trades & Contractors
Salons & Stylists
Vending & Kiosks
Mobile Repair
Pet Services
Plus many more

Get started today

Share your contact details and a member of our mobile payment processing team will schedule a call to build the right mobile merchant account for your business.

FAQ

Mobile payment processing - frequently asked questions

Answers to the questions mobile sellers ask us most about readers, tap-to-pay, fees and getting approved.

How can I accept mobile payments?

We provide everything you need to take payments on the go:

Mobile card readers: Portable Bluetooth readers that pair with your phone or tablet.

Tap to pay: Accept contactless cards and digital wallets right on your phone, no extra hardware needed.

Payment apps: Send invoices, payment links and digital receipts from anywhere.

What are the credit card processing fees for mobile payments?

Mobile processing fees typically range from 1.5% to 3%. Card-present mobile sales are lower-risk, so rates are competitive with in-store retail.

We offer transparent mobile pricing with no surprise fees, so you keep more of every sale wherever you do business.

What do I need to apply for a mobile merchant account?

To speed up approval of your mobile merchant account, gather the following before you apply:

  • Government-issued photo ID
  • Signed merchant application
  • Voided check or bank letter
  • Three months of recent bank statements
  • Three months of prior processing statements (if available)
  • Details about your mobile business and the products or services you sell

Your website should use an SSL certificate and HTTPS and include your legal business name, contact details, a Privacy Policy, Terms & Conditions, a Refund and Return Policy, and clear pricing so underwriting can approve your account quickly.

Do I need special hardware for mobile payments?

Not always. With tap-to-pay you can accept contactless cards and digital wallets directly on a compatible smartphone. For chip and swipe, we provide affordable portable card readers. Your dedicated account manager helps you choose the right setup for how you sell.

How long does mobile merchant account approval take?

Most mobile merchant accounts are approved within 24-48 hours once we have your completed application and supporting documents. Submitting accurate statements and business details up front is the fastest way to get your account live.