Ready to turn tables faster and get paid sooner? We deliver restaurant merchant accounts with modern POS systems, tableside card readers, built-in tip handling and next-day funding - built for the way restaurants actually run.
Our team helps restaurants accept payments quickly and affordably, from quick-service counters to full-service dining rooms. You will work with a dedicated account manager who helps you choose the restaurant payment solutions that fit your concept and service style.
We integrate restaurant credit card processing with the POS, online-ordering and accounting tools you already use - no technical skills required. Once you apply, you will complete a short application covering your restaurant, its size and your processing volume. After we review your information, our restaurant payment processing team finishes setting up your merchant account.
From cafes and food trucks to bars and multi-location restaurant groups, we provide affordable, reliable restaurant credit card processing with the hardware, tip handling and support to keep service moving.
Everything you need to accept payments and grow with confidence.
There are many compelling reasons to choose Karma Card Payments for processing credit card transactions in your restaurant. Here are the key benefits our restaurant payment solutions offer.
Our restaurant payment systems are designed for fast, accurate service. We give you secure POS software and hardware - from tableside and handheld card readers to counter terminals that accept tap, chip, swipe and digital wallets, with built-in tip adjustment and split-check support.
Chargebacks and disputes happen in food service too. We help you reduce them with EMV acceptance, clear digital receipts and dispute support, protecting your revenue and keeping your restaurant merchant account in good standing.
Fraud prevention is built into every transaction we process. Our solutions support EMV, tokenization and address verification for online orders to flag suspicious payments - protecting your restaurant from costly fraud and chargebacks.
Food service comes in many forms. We provide reliable payment processing for restaurants, bars and food businesses of every size.
Share your contact details and a member of our restaurant payment processing team will schedule a call to build the right POS and merchant account for your restaurant.
Answers to the questions restaurants ask us most about POS systems, tips, fees and getting approved.
We provide complete restaurant payment solutions for every service style:
POS systems: Restaurant point-of-sale with menus, tip adjustment, split checks and reporting.
Card readers: Tableside, handheld and counter terminals that accept tap, chip, swipe and digital wallets.
Online ordering: Add a payment gateway for online orders, delivery and reservations.
Restaurant processing fees typically range from 1.5% to 3%. Card-present dining sales are lower-risk, so rates are usually better than online-only processing.
We offer transparent restaurant pricing with no surprise fees, plus tip-handling tools that keep your servers and your books accurate.
To speed up approval of your restaurant merchant account, gather the following before you apply:
Your website should use an SSL certificate and HTTPS and include your legal business name, contact details, a Privacy Policy, Terms & Conditions, a Refund and Return Policy, and clear pricing so underwriting can approve your account quickly.
Yes. Our restaurant POS systems handle tip adjustment, split checks and itemized receipts, and we can set you up with next-day funding so your sales reach your account fast. Your dedicated account manager helps you choose the right hardware for your service style.
Most restaurant merchant accounts are approved within 24-48 hours once we have your completed application and supporting documents. Submitting accurate statements and business details up front is the fastest way to get your account live.
