iGaming & Gambling Merchant Account

Secure iGaming & Gambling Payment Processing

Our team specializes in iGaming and gambling operators, which sets us apart from traditional processors that avoid the category entirely. You will work with a dedicated account manager who understands gaming compliance and licensing and helps you choose the payment solutions that fit your platform.

We integrate gambling credit card processing with the player wallets, KYC and cashier tools you already use - no heavy lifting required. Once you apply, you will complete a short application covering your products, licensing and processing volume. After underwriting reviews your information, our iGaming payment processing team finishes setting up your merchant account.

From online casinos and sportsbooks to poker rooms, fantasy sports and lottery platforms, we provide reliable, multi-currency gambling credit card processing tailored to the strict regulatory challenges of the gaming industry.

What our iGaming & Gambling merchant services deliver

Everything you need to accept payments and grow with confidence.

  • Simplified processing
  • Safe, secure transactions
  • Professional account management
  • Instant access to your funds
  • Diverse payment options
  • Easy-to-use payment solutions
Why Choose Karma Card Payments

Built for the realities of the iGaming industry

There are many compelling reasons to choose Karma Card Payments for processing transactions for your gaming business. Here are the key benefits our iGaming and gambling payment solutions offer.

iGaming & Gambling Payment Gateway

Our iGaming payment gateways are designed to help licensed operators take deposits compliantly across markets. We give you secure, flexible options - including multi-currency acceptance, fast payouts and support for high transaction volumes.

Chargeback Protection

Chargebacks are a serious concern for gaming operators, where players frequently dispute deposits. Beyond lost revenue, excessive chargebacks can trigger penalties and account termination. We use advanced prevention tools to protect your gambling merchant account and help you contest illegitimate disputes.

Fraud Prevention Tools

Fraud prevention is built into every gaming transaction we process. Our solutions flag stolen-card, bonus-abuse and high-risk deposits before they post - essential protection given the high-volume, high-value nature of the gambling space.

Industries We Support

Types of iGaming businesses we support

The gaming industry spans many products and licenses. We provide omnichannel iGaming and gambling payment processing for operators of every size and market.

Online Casinos
Sports Betting
Poker Rooms
Daily Fantasy Sports
Lottery & Sweepstakes
Bingo & Keno
eSports Betting
Skill-Based Gaming
Social Casinos
Crypto Casinos
Gambling Affiliates
Plus many more

Get started today

Share your contact details and a member of our iGaming payment processing team will schedule a call to build the right gambling merchant account for your business.

FAQ

iGaming and gambling payment processing - frequently asked questions

Answers to the questions gaming operators ask us most about accepting deposits, payouts, fees and getting approved.

How can I accept payments for my iGaming business?

We provide omnichannel iGaming and gambling payment processing so you can take deposits wherever your players are:

Online: We offer secure gaming payment gateways for card deposits, with multi-currency support and integrated KYC to keep your platform compliant.

Mobile: Our gateways are optimized for in-app and mobile-web deposits so players can fund accounts on any device.

Alternative methods: We support ACH, eCheck and additional payment options to maximize deposit acceptance.

What are the credit card processing fees for gambling businesses?

iGaming and gambling processing fees typically range from 3% to 6%. Because gaming is heavily regulated and carries elevated dispute risk, it is classified as high-risk and rates run above standard retail.

We focus on sustainable gambling payment processing, placing your account with gaming-friendly banks and adding prevention tools to keep your effective rate and your merchant account healthy.

What do I need to apply for an iGaming merchant account?

To speed up approval of your iGaming and gambling merchant account, gather the following before you apply:

  • Government-issued photo ID
  • Signed merchant application
  • Voided check or bank letter
  • Three months of recent bank statements
  • Three months of prior processing statements (if available)
  • Details about your iGaming and gambling business and the products or services you sell

Your website should use an SSL certificate and HTTPS and include your legal business name, contact details, a Privacy Policy, Terms & Conditions, a Refund and Return Policy, and clear pricing so underwriting can approve your account quickly.

Why are iGaming and gambling businesses considered high-risk?

Banks classify gaming operators as high-risk because of complex licensing and regulation, cross-border activity, high transaction volumes and elevated chargebacks. A specialized iGaming processor matters - we underwrite gaming merchants every day and build in the compliance and protections that keep your account open.

How long does iGaming merchant account approval take?

Most iGaming and gambling merchant accounts are approved within 24-48 hours once we have your completed application and supporting documents. Because underwriting for high-risk accounts is more detailed, having clean statements and a compliant website ready is the fastest path to approval.