Property Management Merchant Account

Secure Property Management Payment Processing

Property managers collect recurring rent, deposits and fees across many tenants and units, with disputes and ACH returns that banks underprice. We support property management at scale.

You will work with a dedicated account manager who helps you choose the right property management payment solutions and guides you through setup. We can integrate with the software you already use, including your CRM and accounting tools - no technical skills required.

Once you apply, you will complete a short online application covering your business, its size and your payment needs. After review, a member of our property management payment processing team will reach out to finish setting up your account, typically within 24-48 hours.

What our property management merchant services deliver

Everything you need to accept payments and grow with confidence.

  • Simplified processing
  • Safe, secure transactions
  • Professional account management
  • Instant access to your funds
  • Diverse payment options
  • Easy-to-use payment solutions
Why Choose Karma Card Payments

Built for the realities of property management

There are many compelling reasons to choose Karma Card Payments to process payments for your property management business. Here are the key benefits our property management payment solutions offer.

Property Management Payment Gateway

Our property management payment gateway gives you secure, flexible payment options tailored to your products - from recurring billing for predictable revenue to one-time sales and discounts that reward loyal customers.

Chargeback Protection

Chargebacks are a serious concern for property management businesses. Beyond lost revenue, excessive chargebacks can trigger penalties and account closure. We use advanced prevention tools to protect you and help you contest cases of friendly fraud.

Fraud Prevention Tools

Fraud prevention is built into every solution we offer. Sophisticated detection flags suspicious transactions before they process - essential protection given the elevated fraud risk in the property management space.

Who We Support

Types of property management businesses we support

We provide omnichannel property management payment processing for online, retail and phone-based operations of every size.

Residential Rentals
Commercial Property
HOA Dues
Vacation Rentals
Rent & Deposits
Maintenance Fees
Application Fees
Recurring ACH
Plus many more

Get started today

Share your contact details and a member of our property management payment processing team will schedule a call to build the right solution for your business.

FAQ

Property Management payment processing - frequently asked questions

Answers to the questions property management businesses ask us most about accepting payments, fees and getting approved.

How can I accept payments for my property management business?

We provide omnichannel payment solutions designed for property management businesses:

Online: A secure payment gateway lets you accept credit card and ACH payments from customers - including one-time transactions, subscription billing and recurring payments.

Retail: For in-person sales we provide POS software and card readers for operations of all sizes.

Over the phone: Virtual terminals make it simple to accept payments over the phone with added convenience and security.

What are the credit card processing fees for property management businesses?

Processing fees typically range from 1.5% to 3.5%, depending on card brand, transaction type and your industry. Because property management is classified as high-risk, rates can run higher than average.

Our mission is to offer affordable, transparent processing tailored to property management businesses, helping you avoid excessive fees while staying compliant with Visa and Mastercard requirements.

What do I need to apply for a property management merchant account?

To help expedite approval, please gather the following before applying:

  • Government-issued photo ID
  • Signed merchant application
  • Voided check or bank letter
  • Three months of bank statements
  • Three months of processing statements (if available)
  • Details about your property management business and its products or services

Your website should use HTTPS with a valid SSL certificate and include your legal business name, contact details, a Privacy Policy, Terms & Conditions and a Refund Policy.

Why is property management considered high-risk?

Property management is high-risk because of recurring rent collection, ACH returns, tenant disputes and the high-volume, multi-party nature of the payments. That classification is exactly why a specialized processor matters - we underwrite property management businesses every day and build in the protections needed to keep your account stable.

How long does approval take?

Most property management merchant accounts are approved within 24-48 hours once we have your completed application and supporting documents. Having your paperwork and a compliant website ready ahead of time is the fastest way to get up and running.