If Authorize.Net dropped you - or won't take you - the gateway isn't really the problem. The merchant account behind it is.
It moves transaction data between your checkout and the processor. It is not a high-risk merchant services provider - it can't approve or decline you on its own.
To use a gateway for a high-risk business, you need a separate merchant account underwritten for your industry - and that account is what gets approved or declined.
So when a high-risk merchant "loses Authorize.Net," what they've usually lost is the underlying account. Replace that, and the gateway works fine.
Karma Card Payments underwrites a high-risk merchant account for your vertical and pairs it with a compatible gateway - Authorize.Net if you want it, or our own. You keep the tools and checkout you know, on top of an account that won't disappear when your category is reviewed.
A high-risk merchant account underwritten for your industry, not just software in front of nothing.
Pair with Authorize.Net or use our own - keep the checkout and tools you already know.
One team owns the account and the gateway, so if anything breaks there's one place to fix it.
High-risk businesses that want Authorize.Net's tooling on an account that will actually keep it.
Not by itself - it's a gateway. High-risk businesses use it only with a merchant account underwritten for their category, which is what we provide.
Often yes - we can connect a new underwritten account to a compatible gateway. We'll confirm the gateway-migration specifics our team supports for your setup.
That's fine too. We pair your underwritten account with our own gateway, so you're covered either way.
Tell us about your business; we'll find the path.
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